Funding your future, today.
With years of expertise in the money lending industry, we’re committed to providing smart financial solutions tailored to your needs.
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Ready to take the next step? Contact us today to learn more about how we can help you achieve your financial goals.
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About Us – Top Credit
At Top Credit, we believe in providing honest, fast, and flexible financial solutions tailored to real people with real needs. As a licensed moneylender in Singapore, we’ve helped thousands of individuals—from salaried workers to small business owners—overcome financial challenges with confidence.
We understand that life is unpredictable. That’s why our team is dedicated to offering quick approvals, transparent terms, and personalised service—because you deserve a financing partner who listens and delivers.
Top Credit is more than just a lender. We’re your support system when you need it most.
Why Choose Top Credit
- Licensed & Trusted
- No Hidden Fees
- Fast & Easy Process
- Flexible Repayment Options
- Friendly, Local Support
- Welcome WP / SP / EP / PR AND SINGAPORE CITIZENS
Our Services
We offer a wide range of loan options designed to support your personal and professional goals:
Personal Loans
For emergency needs, lifestyle expenses, or short-term support.
Payday Loans
Bridge the gap between paychecks with fast, short-term financing.
Business Loans
Boost your working capital and manage operations with flexible SME financing.
Foreigner Loans
Specialised packages for WP, SP, and EP holders with fair terms.
Call Us Today for FREE Consultations
Our Customer Service 24/7 Ready
Testimonials
Customer Reviews
“Top Credit made the whole process so smooth. They explained everything clearly, and I got the funds within hours. Highly recommended!”
Amanda T. – HR Executive
“Used their business loan service twice already. Transparent, flexible, and reliable. Their repayment terms are manageable, even during slower months.”
Joey L. – Business Owner
“As a foreigner, I didn’t think I could get a loan so easily. But the team at Top Credit was fast and respectful. Thank you!”
Hafiz R. – Technician (SP Holder)
“Great experience! No pressure, no hidden fees. The staff were really patient and gave me peace of mind.”
Kim Wei – Nurse
Call Us Today for FREE Consultations
Our Customer Service 24/7 Ready